Expert College Planning and Financial Advisory Services

Empowering Families for Financial Success

At Muruga Advisory, we specialize in helping families build wealth with downmarket protection in mind. Our goal is to grow your assets — without exposing them to unnecessary risk.

Whether you're planning for retirement, saving for college, or simply want a more stable financial future, our strategies are designed to protect what matters most.

An open planner rests on a dark surface alongside a closed book, a small wooden bowl, a black container with pencils, and a gold pen laid neatly.

Financial Protection Services

Helping families secure their financial future through comprehensive planning and risk management strategies.

Risk Solutions

Markets go up and down — but your future shouldn’t depend on luck. Muruga Advisory uses strategies that:

Protect your principal in volatile markets
Offer growth potential linked to market performance (with a floor)
Use life insurance and annuity solutions for tax efficiency and safety

A person wearing a red graduation cap and gown sits on a bench in a park-like setting. Surrounding them are blooming trees, well-manicured hedges, and a path leading to a stately building with pillars and large windows.

Investment Strategies

✅ Build wealth with market downside protection
✅ Grow and preserve assets through smart investment vehicles
✅ Use Indexed Universal Life (IUL) and other tax-advantaged tools
✅ Plan for college funding, retirement income, and legacy protection
✅ Access funds when needed — without penalties or market risk

A person is using a MacBook Pro, viewing financial trading information from Questrade. The screen displays detailed trading data and an app interface, emphasizing connectivity and accessibility. The image features a modern setting with a couch in the background and some houseplants.